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Career Advice

281

Must You Take DecaDurabolinor Not?

career advice

March 17, 2017

Looking into the list of anabolic steroids that have a promising cutting effect on the body, one of them that catch the eye is DecaDurabolin. The drug has a profound

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Home Schooling

Continuing Education

341

The Awe Inspiring Study of Fine Arts and the Different Career Options

Continuing Education

April 11, 2017

Arts is one of the blessings of God. It fills colors to our lives and makes us realize how beautiful life can be. The study of the different forms of arts is known as Fine

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315

Being used in the classroom

Continuing Education

October 29, 2016

When the time comes to use a school classroom headphones for your classroom, do you have all of the facts? Earphones keep all understudies on a similar level and urge them to

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Recent Posts

How to Deal with the Economic Crisis

Financial Aid

September 3, 2017

There is a credit and economic crisis in the United States and the chances that Congress will bail you out, and stop creditors from suing you are pretty small. There are some techniques to consider if you are sued or threatened by a credit card issuer.

First and foremost, get an attorney’s advice. If you had severe chest pains, you wouldn’t call your Aunt Sadie or the check out lady at the supermarket or your closest friend in the whole entire world, your hairdresser, to perform open heart surgery. Second, the discussion that follows is general and based, primarily, on Florida statutes and law. Nothing is a substitute for the personal advice of a local attorney, familiar with your entire situation and the particular laws of your jurisdiction.

As a result of the credit problems and the poor economy, more and more creditors are suing or threatening to sue folks with balances due on credit cards. If you are sued because of a failure to pay a credit card bill or a car loan or, worst of all, your mortgage, there are some practical things that should be considered.

Most of the time, if a debt is owed to a credit card issuer or a department store, the creditor will not sue. There will be nasty letters, suggestions that your credit will be irreparably destroyed and several letters; you may get telephone calls – but that’s probably all. It costs the creditor too much to sue, unless the amount is huge and there is a good likelihood that you really could pay the debt if you really wanted to.

Instead, the bank or store will likely “write off” the debt and, while that action is reported to the credit bureaus, nothing may happen for months or even a year or two. Sooner or later, the creditor will bundle up a bunch of these claims and sell them to a collection agency which specializes in collection. Here’s the catch. The original claim may have been $750, interest and late charges may make the total $1500; the creditor sells the claim for something like $40 or $50, hoping for a big profit and if you pay the $1500, the agency has done very well indeed!

So, you may be able to settle the $1500 claim for $100 or less!

There are possible pitfalls and this is why you need a lawyer.

Often because of the way these claims are gathered together and sold, much documentation gets lost along the way. The company suing you does not have, or never had, all of the documentation that is necessary to bring suit; they depend on your fear of litigation and your failing to obtain good legal representation. Among these documents are the original credit card agreement you signed long, long ago, the credit card statements showing the history of the account and how the charges are computed and the contract or assignment that evidences the purchase of the claim.

Your lawyer will demand production of these materials and, quite often, the collection agency doesn’t have them and the original creditor does not want to take the effort to search. The result may be an even lower settlement.

Now the possible pitfalls have to be remembered.

There are, in all the states, something called a Statute of Limitations. The period involved may be different in each state but the Statute gives creditors a specified period of time within which to sue. In Florida, for example, a creditor has five years to sue after the bill is incurred, the statement sent or the last activity on the account. This is a very simplified explanation of a very complicated set of rules and, again in Florida, the Statute of Limitations can and will be suspended if, among other things, you start making payments, enter into a written agreement to pay off an otherwise barred claim, move out of state, hide or do other things that show you to be sneaky! Again, depend on the advice of your lawyer and never, never, never sign any acknowledgement of an old debt without getting legal advice.

If your case is dismissed because of the age of the claim or because the creditor does not have the necessary documentation and, as is the usual case, the credit card agreement provides that you are liable for attorney fees if the bank (or the collection agency) has to sue, under §57.105(7), Florida Statutes, then the bank or agency may have to pay your lawyer! This has to be specifically requested, but again, your attorney will know what to do.

Bottom line is not to panic and get yourself a good lawyer.

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299

HOW TO REDUCE YOUR ADHD/ASPERGER CHILD’S EXCESSIVE VIDEO GAME USAGE

Special Education

June 9, 2017

Kids who present with ADHD, Asperger’s or higher-verbal ASD have a propensity to play video games excessively.  Their executive functioning challenges combined with compulsive gaming can be a recipe for significant problems down the road.   I have worked with (and hear about many more) kids who have gone away to excellent colleges yet can’t make it through their first semester because they cannot manage their screen time usage or sleep hygiene due to excessive video game use.

Video games serve a more significant function and hold greater emotional meaningto kids with mild neurodevelopmental challenges.  Some of the functions of video games include:

  1. Provide a sense of predictability and safety in an unpredictable world. If you are prone to anxiety and go throughout the day feeling anxious or unsafe in your environment because you cannot understand your classmate’s intentions or infer meaning from their behaviors then video games can provide a safe haven.  Video games offer a world of predictability, a world that you can control thus a deep emotional connection becomes attributed to video games-they serve as a sense of safety to individuals who feel anxious due to their social learning challenges, overall anxiety or both.
  1. Serve as a substitute for meaningful relationships with similar-age peers. If you have social anxiety around similar-age peers or have difficulty understanding how to cultivate and sustain friendships video games provide a (very superficial) substitute for connection.  It should come as no surprise that many kids refer to people they play online games with as “friends” despite often not knowing anything about these individuals aside from the fact they play the same video game.   The content of the conversation between “gaming friends” is typically like that of strangers, it is small talk based around a common topic.  Kids do not develop a sense of true connection or emotional intimacy through video games.
  1. They provide a sense of accomplishment to individuals who frequently feel frustrated or lack confidence. Video games provide a quick but fleeting sense of accomplishment to those who often feel unsuccessfulin other areas of their life.  While they may struggle in academic subjects or navigating the social world, many individuals with ADHD, Asperger’s or autism can master video games quickly which provides a sense of accomplishment they may not experience in other areas of their life.

Here’s what you can do to help reduce your child’s video game usage while helping to increase their ability to develop resiliency and social competency:

  1. Limit screen time to 40 minutes during the school week and 1 hour on weekends/vacations.

Professors Craig Anderson and Doug Gentile created the following guidelines based on their comprehensive research about the detrimental effects of excessive video game use and violent video games:

  • No more than 40 minutes/night on school nights
  • No more than 1 hour/day on weekends / vacations
  1. Keep screens out of bedrooms

Aside from the fact that electronic screens can disrupt one’s circadian rhythms many kids will be on their devices when their parents believe they are sleeping.  Keeping electronics out of bedrooms and putting them in common areas helps to keep kids from isolating themselves by putting them in greater proximity to the family.  It also provides you with an easier way to supervise your child’s behavior and communication while they’re playing.

  1. Have your child participate in semi-structured or unstructured social experience with similar-age peers. Offer a few options, tell them they are going to choose at least one.Opportunitieslike scouts, youth group events, theater groups, non-competitive sports help kids to form emotional memories attached to experiences and people.  While they still need to learn skills and strategies to successfully navigate social situations and cultivate friendships the more they are around similar-age peers in loosely structured or un-structured social situations the greater opportunity they will have to increase their resiliency regarding spending time with peers.  Kids who are over-scheduled with structured activities do not have strong chances of increasing their social competency because adults are controlling the environment.  The importance of semi-structured and unstructured social experiences will be discussed in a future article.
  1. Avoid negotiating, debates and arguments about video games. It is best to be very “black & white” regarding screen time.  Keep in mind that unused time should not be rolled over to another day.
  1. Provide multiple options for non-screen based incentives. Provide options for your child that involve them being engaged in non-screen-based activities gives them a sense of control.  Do not accept “none of them’ as an answer, require your child to pick one.   Due to their anxiety and inflexibility many kids who present with ADHD, Asperger’s or higher-verbal ASD are initially unwilling to try new things and have difficulty recalling when they’ve enjoyed an activity or social experience   because they often focus on the details of experiences rather than thinking about the emotional memories or looking at the “bigger picture” of an experience. 

Reducing the amount of time your child spends on video games will provide them with greater opportunities to develop the life skills that are critical for future success-resiliency, self-regulation and social competency.

Ryan Wexelblatt, LSW is the Director of Center for ADHD in Bryn Mawr, Pennsylvania and Summer Travel Camp in Lafayette Hill, Pennsylvania.  Center for ADHD provides social skills programs, executive function treatment and therapy to children through young adults who are diagnosed with ADHD, Asperger’s, learning differences and higher-verbal autism.  Learn more at www.centeradhd.com or www.adhdtravelcamp.com

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341

The Awe Inspiring Study of Fine Arts and the Different Career Options

Continuing Education

April 11, 2017

Arts is one of the blessings of God. It fills colors to our lives and makes us realize how beautiful life can be. The study of the different forms of arts is known as Fine Arts. The degree in fine arts can be the most exhilarating experience in the life of any student. There are different areas of expertise which the students can choose.

(more…)

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281

Must You Take DecaDurabolinor Not?

career advice

March 17, 2017

Looking into the list of anabolic steroids that have a promising cutting effect on the body, one of them that catch the eye is DecaDurabolin. The drug has a profound influence on the metabolism of the body, burns fat and converts them to energy. The drug is declared to be legal in some countries while others have issued a restriction on the purchase of it. For example, the drug is illegal in the United States if not supported by a valid prescription. However, in India, the drug can be legally purchased even without a prescription.

Legal status of DecaDurabolin

The main problem with the intake of DecaDurabolin is its legal status. It is quite a lucrative option for several body builders since the effects produced by it are quite rapid. However, these bodybuilders cannot get access to this particular drug since they do not get a valid prescription from the doctors. Doctors rarely prescribe this drug, especially to the athletes. It is illegal for bodybuilders to take the drug without a prescription, but they are not left with too many choices. They have to resort to the black market for buying this drug or go for alternatives like Decabolin Hi-Tech or Decaduro. By opting for such products, they also have to take the risk of compromising the quality of the product.

Reason for the craze for DecaDurabolin

Since it falls under the category of anabolic steroid, DecaDurabolin has been used for enhancing the lean muscle mass of the body. It has been mainly used by bodybuilders for this purpose. It also aids in the bulking and cutting cycle. Additional benefits would include minimizing the toxicity in the liver, promoting relief in joints, accelerating recovery of muscles after the workout session, boosting the immune system and lengthening and stimulating the several life cycles like steady plasma levels in the body.

Of all these positive attributes, one which attracts the attention of the user is that it has minimal effect on the liver. The drug has also been used for the treatment of a wide variety of deteriorating diseases like anemia, breast cancer, osteoporosis and improving conditions like fatigue and geriatric weaknesses. It has also been used to treat patients suffering from severe burns or ulcers.

Side effects of DecaDurabolin

Although considered as a mild steroid, DecaDurabolin has associated side effects with it. It results in breasts and associated puffy nipples in males. Patterned baldness or excessive body hair is another effect of it. People might develop acne on their skin. They might also suffer from depression, insomnia, vomiting, nausea, and diarrhea.
In addition to it, it also leads to increased blood pressure, reduction in testosterone production and secretion, electrolyte imbalance in the body, altered sex drive and clitoral enlargement. For all these associated side effects, legal laws have been developed to govern the Marketing and purchase of this particular product.

Although DecaDurabolin has potential health-uplifting benefits, it has several side effects which make it a concern. For this reason, it has been made necessary to carry a prescription if you want to buy the drug.

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Online Education

333

Difference in prices of HGH across the world

Online Education

January 17, 2017

You will find many reputed and experienced doctors recommending children and old people to take resort to growth hormone supplementary products like HGH (synthetically prepared human growth hormone), in order to help them overcome different biological problems related to its deficit in the body. There will difference in the dosage cycles and the

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Standardized Tests

226

Get the best Tutor to obtain the Accurate Training on Financial aspects

career advice, Continuing Education, Home Schooling, Special Education, Standardized Tests

September 11, 2014

The important thing means to fix eliminate such difficult conditions arrives because the ideal recommendations of the appropriate tutor. So, you now are supplied with the achievable help you need to overcome the hurdles. Financial aspects seems because the subject that if you’re able to understand appears interesting. However, the scholars

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